By JV Pineda Over the past few years, advancements in technology and regulation such as cloud-based infrastructure, open banking regulations, and Application Programming Interface (API)-driven services have paved the way for new models of the delivery of banking services. Banking-as-a-Service (BaaS) is one of these newly emerged models, enabling non-bank entities…Read More
By Victoria Liu and Djavaneh Bierwirth Crowdsourcing opinions, experiences and answers is not news to the Internet. Per Wolfers and Zitzewitz, “the power of prediction markets derives from the fact that they provide incentives for truthful revelation, they provide incentives for research and information discovery, and the market provides an…Read More
By Giovanna Massarotto In this article, I will briefly review my work on blockchain and antitrust as a way of regulating digital markets, demonstrating how blockchain and decentralized finance (DeFi) are inherently connected to the principles of antitrust law and can work synergistically in driving innovation by pursuing economic freedom…Read More
By Sarah Hammer Crypto’s Promise: Redefining Finance from the Ground Up Every trade is a battle for dominance on Wall Street. It was here, starting my career as a derivatives trader in the high-stakes markets for global financial giants, that I saw firsthand the limits of a financial system stressed…Read More
By Giovanna Massarotto In the emerging digital economy, antitrust regulation has come to the forefront. After being declared dead in 2017, antitrust is back on the scene by reviving the trust-busting era. In recent years, multiple antitrust proceedings have been opened against Google, Amazon, Meta, and Apple. The Department of…Read More
By Sean Vanatta In a 1991 article in the American Economic Review, Lawrence Ausubel posed a question: Why had competition failed in the credit card market? Credit card interest rates had surged in the early 1980s following Fed Chairman Paul Volcker’s dramatic bit to purge inflation, but as market interest…Read More